Finance

Financing A New Home Build

Whether you’re looking to build a new two-storey family home or a single storey home, investment property or you are exploring demolishing to rebuild your forever home, InVogue is here to assist you throughout your journey, and that can start with finance.

We have established long-standing relationships with some of Perth’s top financial specialists, and we are happy to facilitate introductions or to liaise directly with your own finance expert. And we are confident that along with the financial specialist we can help to find you the right finance solution for your situation. 

First Home Buyers

Deciding to build your first home is an exciting milestone! To help first home buyers in Perth take their first step onto property ladder the state government offers a $10,000 First Home Owners Grant to help you build your first home – making the dream of homeownership that much easier.

Choosing to build with InVogue, Perth’s leading two-storey home builder, can help you make the First Home Owners Grant go that much further. To make your house a home, you’ll be able to have a little extra for prestart, to install your dream pendants or to add the personal touches you’ve dreamt of.

First Home Loan Deposit Scheme

A new Australian Government initiative was released on 1 January 2020 to encourage first home buyers to take their first step on the property ladder. Known as First Home Loan Deposit Scheme or FHLDS to those in the know.

10,000 First Home Loan Deposit Scheme Guarantees were made available and 3,000 registrations were recorded within the first few weeks, proving that first home buyers were in need of support to reach their property purchase goals.

To meet eligibility, personal circumstances such as income, prior property ownership, minimum age, deposit requirements etc are assessed.

If you have a first home buyer in your life and would like to find out more about how to help them start their first home buyer journey, the professional InVogue team are available to answer any of your questions.

Keystart

The Western Australian Government initiative ‘Keystart’ is a low deposit home loan which is accessible to a wide range of consumers who qualify under their current income limits.

To qualify, you can be

  • Single earning up to $105,000
  • Couples earning up to $130,000
  • Families earning up to $155,000

The home loan is available for subsequent and first home buyers with the condition you don’t presently own any home or land at the time of settlement. One of Keystart’s attractive features of their affordable finance options can save you thousands by not requiring Lenders Mortgage Insurance (LMI). Keystart’s other significant, and attractive, feature is the requirement for a deposit from as low as 2% of the property purchase price. Ideal for first home buyers because the First Home Owner’s Grant can contribute towards the deposit.

Understanding that not everyone’s situation is the same, we are able to guide you through each stage of your new home adventure. Talk to us today about your new home finance requirements.

Page last updated: 29 December 2020